Class 101 Franchise FDD, Profits & Costs

Class 101, founded in 1997 by Tom Pabin in Lexington, Kentucky, is a nationwide college planning franchise dedicated to guiding high school students through the complex process of college admissions. With its headquarters now located in Bedford, Texas, Class 101 has expanded its reach to 65 locations across 28 states.

The franchise offers a comprehensive suite of services designed to assist students in every aspect of college preparation.

These services include developing personalized college lists, organizing campus visits, improving academic performance, providing ACT/SAT/PSAT test preparation, enhancing resumes, crafting compelling college essays, managing application deadlines, exploring scholarship opportunities, and navigating financial aid processes such as FAFSA.

What sets Class 101 apart from its competitors is its proven track record of success and personalized approach. The franchise’s methods have resulted in an average acceptance rate of 85% for its students, with each student receiving an average of $200,000 in merit scholarships.

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Initial Investment

How much does it cost to start a Class 101 franchise? It costs on average between $84,000 - $138,000 to start a Class 101 franchised business.

This includes costs for office setup, technology, marketing, and initial operational expenses. The exact amount depends on various factors, including the location, the size of the territory, and whether the franchisee chooses to lease or purchase office space.

Type of ExpenditureAmount
Initial Franchise Fee$49,900 – $49,900
Lease Payments (one month rent and security deposit)$0 – $7,000
Leasehold and Tenant Improvements$1,500 – $10,000
Signage (Exterior and Interior)$2,000 – $12,000
Furniture, Fixtures and Equipment$2,000 – $10,000
Computer Systems, A/V, Security and Other Systems$3,000 – $5,000
Training Related Expenses$2,500 – $5,000
Legal, Accounting and other Professional Fees$1,500 – $7,000
Insurance Deposit$1,440 – $1,840
Business Licenses and Permits$500 – $1,000
Grand Opening Marketing$10,000 – $15,000
Initial Supplies$500 – $1,000
Additional Funds – 3 Months$10,000 – $15,000
Total Estimated Initial Investment$83,700 – $138,300

Average Revenue (AUV)

How much revenue can you make with a Class 101 franchise? A Class 101franchised facility makes on average $166,000 in revenue (AUV) per year.

Class 101 Franchise Disclosure Document

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Frequently Asked Questions

What funding options are available for a Class 101 franchise?

Most franchise buyers in Class 101’s investment range finance their unit through an SBA 7(a) loan, with some multi-unit operators using SBA 504 loans. Buyers with rollable retirement funds sometimes use a ROBS structure. See SharpSheets financial model hub for guidance.

How long does it take to pay back a Class 101 franchise investment?

Payback periods typically run 3-7 years depending on investment level, location performance, and financing structure. Actual payback varies significantly by unit performance and debt service obligations.

Who owns Class 101?

Class 101 is owned by its founder, Tom Pabin. Established in the late 1990s, Tom launched the company to assist students and families in navigating the complex college admissions process.

SharpSheets Editorial Team | sharpsheets.io | Last Updated: September 2026

Disclaimer

Disclaimer: This content has been made for informational and educational purposes only. SharpSheets is an independent educational resource and is not affiliated with, endorsed by, or representing any franchisor mentioned on this website. Where noted, figures are taken from the franchisor’s Franchise Disclosure Document (FDD). In some cases, we may provide independent calculations or estimates based on publicly available information. We do not make any representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the information presented in the article. You should not construe any such information or other material as legal, tax, investment, financial, or other professional advice. Nothing contained in this article constitutes a solicitation, recommendation, endorsement, advertisement, or offer to buy or sell any franchises, securities, or other financial instruments in this or in any other jurisdiction in which such solicitation or offer would be unlawful under the franchise and/or securities laws of such jurisdiction.

All content in this article is information of a general nature and does not address the detailed circumstances of any particular individual or entity. Nothing in the article constitutes professional and/or financial and/or legal advice, nor does any information in the article constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content in this article before making any decisions based on such information or other content.

Research Class 101 franchise data: For the full FDD cost breakdown, investment tables, and Item 19 disclosures, visit FranchisePayback.com → Class 101 FDD Review.