Matco Tools Franchise FDD, Profits & Costs
Matco Tools is a well-established franchise that specializes in the distribution of professional automotive tools and equipment. Founded in 1979, the company began franchising in 1993 and is headquartered in Stow, Ohio.
Matco Tools offers a comprehensive range of products that include over 13,000 different tools such as wrenches, screwdrivers, gauges, and specialty tools designed for the automotive industry.
One of the key differentiators for Matco Tools in the market is its mobile store model, which allows franchisees to bring their retail operations directly to customers at automotive workplaces, providing convenience and personalized service.
Initial Investment
How much does it cost to start a Matco Tools franchise? It costs on average between $108,000 – $383,000 to start a Matco Tools franchised store.
This includes costs for construction, equipment, inventory, and initial operating expenses. The exact amount depends on various factors, including the location, and whether the franchisee chooses to lease or purchase the property.
| Type of Expenditure | Amount |
|---|---|
| Initial Franchise Fee | $10,000 |
| Initial Inventory | $55,500 – $92,000 |
| Time Payment Reserve Accounts / Line of Credit | $22,000 |
| Mobile Store Lease Payments (1.5 months) | $3,920 – $211,633 |
| Computer Hardware | $3,100 – $4,200 |
| Computer Software & Internet (3 months) | $2,050 – $3,250 |
| Insurance (3 months) | $795 – $3,591 |
| Travel, Lodging & Meals | $179 – $3,015 |
| Professional Services | $310 – $5,852 |
| Fixtures, Supplies, Licenses | $525 – $4,400 |
| Additional Funds (3 months) | $5,000 – $13,500 |
| TOTAL | $108,079.50 – $382,766 |
Matco Tools Franchise Disclosure Document
Frequently Asked Questions
What funding options are available for a Matco Tools franchise?
Most franchise buyers in Matco Tools’s investment range finance their unit through an SBA 7(a) loan, with some multi-unit operators using SBA 504 loans for real estate. Buyers with rollable retirement funds sometimes use a ROBS structure to reduce debt service. See SharpSheets’ financial model hub for funding guidance.
How long does it take to pay back a Matco Tools franchise investment?
Payback periods for franchises in Matco Tools’s category typically run 3-7 years, depending on investment level, location performance, and financing structure. Actual payback varies significantly by unit performance and debt service obligations.
Who owns Matco Tools?
Matco Tools is owned by Vontier Corporation, a global industrial technology company that acquired Matco through a spin-off from Fortive Corporation. Vontier, listed on the NYSE under the ticker VNT, specializes in technology solutions across various sectors, including mobility and industrial automation.
SharpSheets Editorial Team | sharpsheets.io | Last Updated: June 2026
Disclaimer
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Research Matco Tools Franchise Sales franchise data: For the full FDD cost breakdown, investment tables, and Item 19 disclosures, visit FranchisePayback.com → Matco Tools Franchise Sales FDD Review.
