The 10 Best Insurance Franchises of 2025 in the USA
If you’re considering entering the insurance industry, investing in an insurance franchise can be a highly profitable option.
But with so many insurance franchises available, how do you determine which one is the best fit for your goals?
Each franchise provides distinct advantages and opportunities, ranging from varying levels of training and support to the types of insurance products offered, and their market reach.
The Best Insurance Franchises of 2025
| Franchise | Franchising Since | Locations* | Investment Range |
|---|---|---|---|
| Goosehead Insurance | 2011 | 1,226 | $40,000 – $119,000 |
| Brightway Insurance | 2008 | 333 | $57,000 – $160,000 |
| We Insure | 2009 | 197 | $44,000 – $137,000 |
| Federal Injury Centers | 2020 | 37 | $107,000 – $160,000 |
| Freeway Insurance | 2021 | 19 | $35,000 – $84,000 |
| Veronica’s | 2020 | 9 | $79,000 – $140,000 |
| Fiesta Auto Insurance | 2006 | 207 | $67,050 |
| Estrella Insurance | 2008 | 126 | From $12,250 |
| Pronto Insurance | 2009 | 54 | From $33,775 |
| Sebanda Insurance | 2018 | Not specified | $57,300 – $86,500 |
Goosehead Insurance
Franchising Since: 2011
Franchised Units: 1,226
Initial Investment: $40,000 - $119,000
Franchise Fee: $25,000 to $60,000
Royalty Fee: 20%
Goosehead Insurance is a leading franchise in the insurance industry, founded in 2003.
Headquartered in Westlake, Texas, it offers a wide range of personalized insurance products. The company began franchising in 2011, expanding its network across the U.S.
Brightway Insurance
Franchising Since: 2008
Franchised Units: 333
Initial Investment: $57,000 - $160,000
Franchise Fee: $50,000
Royalty Fee: 15%
Brightway Insurance is a fast-growing insurance franchise founded in 2003.
Headquartered in Jacksonville, Florida, it specializes in offering a variety of insurance products, including home, auto, and life insurance. The company started franchising in 2008, quickly expanding across the U.S.
We Insure
Franchising Since: 2009
Franchised Units: 197
Initial Investment: $44,000 - $137,000
Franchise Fee: $50,000
Royalty Fee: $600 - $1,000
We Insure Group Inc. is a rapidly expanding insurance franchise founded in 2009.
Headquartered in Jacksonville, Florida, the company offers a wide range of insurance products, including home, auto, and business coverage. We Insure began franchising the same year it was founded, and has since grown into a trusted brand across the United States.
Federal Injury Centers
Franchising Since:
Franchised Units: 37
Initial Investment: $107,000 - $160,000
Franchise Fee: $49,000
Royalty Fee: 8.0%
Federal Injury Centers is a franchise that specializes in treating injuries sustained by federal employees.
Founded in 2005 and headquartered in Odessa, Florida, the company provides comprehensive medical care and support tailored to federal workers’ compensation claims.
The franchise began offering opportunities in 2020 and has grown to operate 37 locations. Federal Injury Centers emphasizes a blend of medical expertise and personalized therapy to facilitate recovery and rehabilitation.
Freeway Insurance
Franchising Since: 2021
Franchised Units: 19
Initial Investment: $35,000 - $84,000
Franchise Fee: $25,000
Royalty Fee: 14.0%
Freeway Insurance is a fast-growing insurance franchise established in 2021.
Headquartered in California, it focuses on providing affordable auto, home, and commercial insurance products.
With 19 locations, Freeway Insurance aims to cater to underserved communities by making insurance accessible and affordable.
The franchise quickly gained traction in the market, emphasizing excellent customer service and competitive pricing.
Veronica’s
Franchising Since: 2020
Franchised Units: 9
Initial Investment: $79,000 - $140,000
Franchise Fee: $50,000
Royalty Fee: 15% - 30%
Veronica’s Insurance is a rapidly growing franchise that focuses on providing a wide range of insurance products, including auto, home, business, and motorcycle coverage.
Founded in 2006 and headquartered in San Bernardino, California, Veronica’s began franchising in 2020 and has since established itself as a leading player in the Hispanic insurance market.
The franchise emphasizes personalized customer service and competitive pricing, catering primarily to underserved communities.
Fiesta Auto Insurance
Franchising Since: 2006
Franchised Units: 207
Initial Investment: $67,050
Franchise Fee:
Royalty Fee: 15-25%
Fiesta Auto Insurance is a growing franchise specializing in affordable auto, home, and business insurance.
Founded in 1999 and headquartered in Huntington Beach, California, Fiesta has carved out a niche by serving underserved communities with a focus on providing accessible insurance options.
The company began franchising in 2006, rapidly expanding across the United States.
Estrella Insurance
Franchising Since: 2008
Franchised Units: 126
Initial Investment: from $12,250
Franchise Fee:
Royalty Fee: 10-14%
Estrella Insurance is a leading franchise in the insurance industry, founded in 1980.
Headquartered in Miami, Florida, the company offers a wide range of affordable insurance products, including auto, home, business, and health insurance.
Estrella Insurance began franchising in 2008, quickly growing its presence throughout the United States, particularly in Hispanic communities.
Pronto Insurance
Franchising Since: 2009
Franchised Units: 54
Initial Investment: from $33,775
Franchise Fee:
Royalty Fee: n.a
Pronto Insurance is a fast-growing insurance franchise that was founded in 1997.
Headquartered in Brownsville, Texas, the company specializes in offering affordable insurance products, including auto, home, and commercial coverage.
Pronto began franchising in 2009, rapidly expanding throughout the southern United States, particularly in areas with large Hispanic populations.
Sebanda Insurance
Franchising Since: 2018
Franchised Units:
Initial Investment: $57,300 - $86,500
Franchise Fee: $57,300 - $86,500
Royalty Fee: 12.5%
Sebanda Insurance is a Florida-based insurance agency founded in 2012.
The company provides a wide range of insurance products including auto, home, commercial, and life and health coverage. Sebanda Insurance stands out due to its emphasis on excellent customer service, competitive pricing, and convenient locations.
Sebanda began franchising in 2018, allowing entrepreneurs to tap into the insurance industry through its proven model.
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