SCA Franchise FDD, Profits & Costs (2025)
SCA Claim Services traces its origins back to 1996, when Tim and Paula Davis established it as the Southern California Appraisal Company. Over the years, the business has grown into a leading nationwide provider of vehicle and property damage appraisal solutions.
Based in Burbank, California, the brand entered the franchising market in 2007, launching its first franchise location in Detroit, Michigan.
Today, SCA operates nearly 150 franchise territories across the country and works with a network of more than 700 professional appraisers serving clients in all 50 states.
Franchise partners focus on offering reliable, efficient, and precise appraisal services for automobiles, specialty vehicles, heavy equipment, and property-related claims.
Initial Investment
How much does it cost to start a SCA franchise? It costs on average between $27,000 – $80,000 to start a SCA franchised facility.
This includes expenses for office setup, appraisal equipment, technology systems, and working capital for initial operations. The total investment can vary based on several factors, such as the size and location of the territory, local market conditions, and whether the franchisee opts to lease or purchase office space.
| Type of Expenditure | Amount |
|---|---|
| Initial Franchise Fee | $10,000 – $50,000 |
| Training Expenses | $1,500 – $2,000 |
| Real Property, Construction, Remodeling, Leasehold Improvements, and Decorating Costs | $2,000 – $2,500 |
| Equipment, Fixtures, Other Fixed Assets | $5,000 – $7,500 |
| Inventory to Begin Operating | $0 |
| Security Deposits, Utility Deposits, Business Licenses and Other Prepaid Expenses | $100 – $250 |
| Insurance (Annual Premium) | $2,200 – $4,200 |
| Computer Software Licenses | $500 |
| Additional Funds – 3 Months | $6,000 – $13,000 |
| TOTAL | $27,300 – $79,950 |
Average Revenue (AUV)
How much revenue can you make with a SCA franchise? A SCA franchised location makes on average $188,000 in revenue (AUV) per year.
Here is the extract from the Franchise Disclosure Document:
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Frequently Asked Questions
How many SCA locations are there?
As of the latest information, SCA Claim Services operates 87 franchise territories across the United States.
What is the total investment required to open a SCA franchise?
The total investment required to open a SCA franchise ranges from $27,000 to $80,000.
What are the ongoing fees for a SCA franchise?
A SCA Claim Services franchise requires an ongoing royalty fee of 50% of gross revenue.
What are the financial requirements to become a SCA franchisee?
The financial requirements to become a SCA Claim Services franchisee include having at least $10,000 in liquid capital readily available, and a net worth somewhere between $10,000 and $20,000.
How much can a SCA franchise owner expect to earn?
The average gross sales for a SCA franchise are approximately $0.19 million per location. Assuming a 15% operating profit margin, $0.19 million yearly revenue can result in $29,000 EBITDA annually.
Who owns SCA?
The SCA Claim Services franchise is owned by Tim and Paula Davis, who originally founded the business in 1996 as the Southern California Appraisal Company.
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