Ameriprise Franchise FDD, Profits & Costs (2025)
Established in 1894 by John Tappan in Minneapolis, Minnesota, Ameriprise Financial originated as Investors Syndicate and has since evolved into a leading name in the financial services industry.
Headquartered in the Ameriprise Financial Center in Minneapolis, the company has built a long-standing reputation for guiding individuals and families toward their financial objectives.
Ameriprise entered the franchising arena in 1999, allowing financial advisors to manage their own practices while benefiting from the strength and credibility of a nationally recognized brand.
Its offerings span a wide spectrum of financial solutions, including wealth management, insurance products, annuities, and estate planning services, positioning the company as a comprehensive provider of financial guidance.
Initial Investment
How much does it cost to start a Ameriprise franchise? It costs on average between $12,000 – $130,000 to start a Ameriprise franchised facility.
This covers expenses such as construction, equipment, inventory, and initial operating costs. The total investment may vary based on several elements, including the business model selected, the geographic area, and whether the franchisee opts to lease or buy the premises.
| Type of Expenditure | Amount |
|---|---|
| Initial Fee (including initial orientation program) | $1,500 |
| Additional Funds – 3 months | $0 to $3,000 per registered office location per month |
| Association Fee | $290 per month |
| Business Authorizations and Licenses | $500 to $3,000 |
| Computer Hardware | $1,200 to $2,300 per computer |
| Computer Software Installation Service | $200 |
| Errors and Omissions Fee | $166 or $208 per month |
| SPS Advisor Certification Surcharge | $40 per month per participating advisor |
| Associate Financial Advisor ≤ 52 service periods | $152 or $193 per month |
| Associate Financial Advisor > 52 service periods | $141 or $183 per month |
| Internet Service, Mobile Devices, Phone, Printers, and Scanners | Approximately $1,600 to $21,200 |
| Network Equipment | $1,410 to $8,200 |
| Network Monitoring | $25 per month per device |
| Office Aesthetics and Furnishings | $0 to $50,000 |
| Office Cabling | $500 to $6,000 |
| Office Lease | $0 to $3,000 per registered office location per month |
| Optional Training Programs | $0 to $10,000 |
| Other Software Fees and Licenses | $20 to $200 per subscription per month |
| Security Deposits | $0 to $9,000 |
| Signage | $60 to $9,000 |
| Software Licenses and Fees for Staff | $135 to $525 per staff member per month |
| Start-up Supplies | Approximately $100 per month |
| Supervision | $250 to $2,438 per month |
| Support Staff | $0 to $3,400 per month |
| Technology Access Package | $575 per month |
| Travel and Entertainment | Approximately $100 per month |
| TOTAL | $12,098 to $130,363 |
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Frequently Asked Questions
How many Ameriprise locations are there?
As of the most recent data, Ameriprise Financial operates 1,723 company-employed advisors, and approximately 3,855 operate as independent franchises across the U.S.
What is the total investment required to open a Ameriprise franchise?
The total investment required to open a Ameriprise franchise ranges from $12,000 to $130,000.
What are the ongoing fees for a Ameriprise franchise?
Ameriprise Financial franchisees pay an ongoing royalty fee ranging from 4% to 8% of gross sales. They also contribute 1% to 3% of sales toward marketing and advertising to support brand promotion and client acquisition efforts.
Who owns Ameriprise?
The franchise is owned by Ameriprise Financial, Inc., a publicly-traded company headquartered in Minneapolis, Minnesota.
Disclaimer
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