Brightway Insurance Franchise FDD, Profits & Costs (2025)
Brightway Insurance, founded in 2003, is a prominent insurance agency distributor headquartered in Jacksonville, Florida. Since initiating its franchising operations in 2008, the company has expanded to over 350 locations across 35 states, offering a diverse range of personal and small commercial insurance products.
This extensive network has enabled Brightway to surpass $1 billion in annual premiums, solidifying its position as one of the largest privately-owned property and casualty insurance distribution companies in the United States.
Brightway’s commitment to its franchisees has been recognized with accolades such as ranking third on Yahoo! Finance’s list of top affordable franchises with high profits.
The company’s dedication to innovation and growth continues to drive its success in the competitive insurance industry.
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Initial Investment
How much does it cost to start a Brightway Insurance franchise? It costs on average between $57,000 – $160,000 to start a Brightway Insurance franchised center.
This includes costs for office setup, technology, equipment, and initial operating expenses. The exact amount depends on various factors, including the location, size of the agency, and whether the franchisee opts to lease or purchase the property.
| Type of Expenditure | Amount |
|---|---|
| Initial Fee | $25,000 to $50,000 |
| Lease Deposit and First Month’s Rent | $0 to $5,000 |
| Leasehold Improvements | $0 to $10,000 |
| Furniture, Furnishings, and Fixtures | $0 to $7,000 |
| Equipment | $1,600 to $6,000 |
| Signage | $4,500 to $12,500 |
| Professional Fees | $600 to $3,500 |
| Insurance Policies | $2,300 to $5,000 |
| Licensing Fees | $0 to $1,000 |
| Opening Advertising Expense | $0 to 4,500 |
| Additional Funds – Six Months | $23,000 to $55,000 |
| TOTAL ESTIMATED INITIAL INVESTMENT | $56,900 to $159,500 |
Average Revenue (AUV)
How much revenue can you make with a Brightway Insurance franchise? A Brightway Insurance franchised business makes on average $302,000 in revenue (AUV) per year.
Here is the extract from the Franchise Disclosure Document:
This compares to $228,000 yearly revenue for similar insurance franchises. Below are a few Brightway Insurance competitors as a comparison:
The most profitable franchises to own in 2025
We have compiled the list of the top 400 franchises across 9 industries. Download the report below.
Brightway Insurance Franchise Disclosure Document
Frequently Asked Questions
How many Brightway Insurance locations are there?
As of the latest data, Brightway Insurance has over 350 locations across 35 states. These locations are a mix of both company-owned and franchise-owned units. The company continues to expand its franchise network, making it one of the largest independent insurance agencies in the U.S.
What is the total investment required to open a Brightway Insurance franchise?
The total investment required to open a Brightway Insurance franchise ranges from $57,000 to $160,000.
What are the ongoing fees for a Brightway Insurance franchise?
The ongoing fees for a Brightway Insurance franchise include an 8% royalty fee and a 2% marketing fee, both based on gross revenue. These fees support the franchisor’s services and national marketing efforts.
What are the financial requirements to become a Brightway Insurance franchisee?
To become a Brightway Insurance franchisee, the financial requirements include a minimum net worth of $150,000 and at least $50,000 in liquid capital. These financial qualifications ensure that franchisees have the necessary resources to invest in and operate the business successfully.
How much can a Brightway Insurance franchise owner expect to earn?
The average gross sales for a Brightway Insurance franchise are approximately $0.30 million per location. Assuming a 15% operating profit margin, $0.30 million yearly revenue can result in $45,000 EBITDA annually.
Who owns Brightway Insurance?
Brightway Insurance franchise is owned by Brightway Insurance, Inc., which is a privately held company. The franchise is led by a team of experienced executives and has expanded significantly through its franchising model, with a strong network of franchisees across the United States.
Disclaimer
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