Fiesta Insurance Franchise FDD, Profits & Costs (2025)
Fiesta Insurance Franchise Corporation was established in 1999 in Huntington Park, California, and has since expanded into a nationwide brand offering both insurance and tax solutions. With its headquarters in Las Vegas, Nevada, the company launched its franchising program in 2006 and today has more than 220 locations across the country.
The franchise operates under a dual-service concept, combining auto insurance with tax preparation services. This model not only creates multiple income opportunities for franchise owners but also addresses essential financial needs within their local communities.
Fiesta’s offerings cover non-standard auto insurance, homeowners, renters, and commercial coverage, along with a full suite of tax services. The brand stands out for its dedication to serving diverse markets, with a particular focus on providing accessible services to Latino communities.
Initial Investment
How much does it cost to start a Fiesta Insurance franchise? It costs on average between $88,000 – $172,000 to start a Fiesta Insurance franchised facility.
This includes expenses such as office build-out, furnishings, equipment, technology systems, and initial working capital. The total investment varies based on factors like the size of the office, its location, and whether the franchisee decides to lease or purchase the space.
| Type of Expenditure | Amount |
|---|---|
| Initial Franchise Fee | $25,000 |
| Travel & Living Expenses While Training | $1,700 – $2,000 |
| Real Estate & Improvements | $11,200 – $30,000 |
| Furniture & Equipment | $4,082 – $6,749 |
| Computer Equipment | $4,670 – $7,000 |
| Signs | $4,500 – $9,000 |
| Insurance Coverage | $500 – $4,000 |
| Miscellaneous Opening Costs | $2,000 – $3,000 |
| Marketing Package Fee | $5,500 – $7,000 |
| Policy Management & Insurance Rating Software Licensing Fees | $900 – $3,000 |
| Additional Funds – 3 months | $25,000 – $75,000 |
| Total Estimated Initial Investment | $88,052 – $171,749 |
Average Revenue (AUV)
How much revenue can you make with a Fiesta Insurance franchise? A Fiesta Insurance franchised location makes on average $285,000 in revenue (AUV) per year.
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Frequently Asked Questions
How many Fiesta Insurance locations are there?
Fiesta Insurance currently operates more than 220 locations across the United States.
What is the total investment required to open a Fiesta Insurance franchise?
The total investment required to open a Fiesta Insurance franchise ranges from $88,000 to $172,000.
What are the ongoing fees for a Fiesta Insurance franchise?
Fiesta Insurance franchisees pay ongoing fees that include a royalty rate of 20% to 25% of gross sales, plus a monthly marketing contribution of approximately $1,200. These fees support brand-wide marketing initiatives, operational infrastructure, and franchise system maintenance.
What are the financial requirements to become a Fiesta Insurance franchisee?
To qualify as a Fiesta Insurance franchisee, you must show that you have at least $150,000 in net worth and $80,000 in readily available liquid capital.
How much can a Fiesta Insurance franchise owner expect to earn?
The average gross sales for a Fiesta Insurance franchise are approximately $0.29 million per location. Assuming a 15% operating profit margin, $0.29 million yearly revenue can result in $44,000 EBITDA annually.
Who owns Fiesta Insurance?
Fiesta Insurance franchise is owned by its founder, John Rost, and has remained founder-owned and operated since its inception.
Disclaimer
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