Frontier Adjusters Franchise FDD, Profits & Costs (2025)
Frontier Adjusters is a well-established insurance claim services franchise that has been operating since 1957. The company was originally founded in Independence, Ohio, and today manages its corporate headquarters and 24/7 customer support center from Nashville, Tennessee. In 2019, it became part of the Davies group, gaining access to extensive global insurance expertise and advanced technology resources.
The franchise grew by partnering with independent owner-operators and now has a network of more than 600 licensed offices covering every U.S. state as well as select regions in Canada.
Franchise locations provide comprehensive claim solutions across property, casualty, and physical damage lines. Services include commercial and residential property claims, auto damage appraisals, liability assessments, and catastrophe response management.
Frontier sets itself apart with its proprietary FACTS claims management system, ISO 27001-certified data security standards, and AI-driven digital intake tools.
Initial Investment
How much does it cost to start a Frontier Adjusters franchise? It costs on average between $22,000 – $30,000 to start a Frontier Adjusters franchised business.
This investment covers expenses such as office setup, technology systems, licensing, and initial working capital. The exact amount will vary depending on factors like the size and location of the territory, the office arrangement, and whether the franchisee chooses to lease or purchase equipment and office space.
| Type of Expenditure | Amount |
|---|---|
| Initial Franchise Fee | $15,000 |
| Errors & Omissions Insurance | $800 per year |
| Additional Insurance Coverage | $500 to $1,000 per year |
| Equipment | $1,000 to $3,000 |
| Opening Inventory | $150 |
| Initial Advertising Fee | None |
| Training | None |
| Real Estate and Improvements | $0 to $1,500 per month |
| Utility and Lease Security Deposits | $50 to $1,500 |
| Telephone and Fax Listings | $1,000 to $2,000 |
| Furniture and Fixtures | $0 to $1,000 |
| Business License and Workers Compensation | $0 to $1,500 |
| Additional Funds (3 months) | $3,000 |
| Total | $21,500 to $30,450 |
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Frequently Asked Questions
How many Frontier Adjusters locations are there?
As of the latest available information, Frontier Adjusters operates 527 franchised and locally owned offices.
What is the total investment required to open a Frontier Adjusters franchise?
The total investment required to open a Frontier Adjusters franchise ranges from $22,000 to $30,000.
What are the ongoing fees for a Frontier Adjusters franchise?
Franchisees of Frontier Adjusters are required to pay ongoing fees that include a royalty fee of 15% of gross revenues and a marketing and advertising fee of 1% of gross revenues.
What are the financial requirements to become a Frontier Adjusters franchisee?
To qualify as a Frontier Adjusters franchisee, applicants must demonstrate at least $5,000 in liquid capital.
Who owns Frontier Adjusters?
The Frontier Adjusters franchise is owned by Davies Group.
Disclaimer
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