Lendio Franchise FDD, Profits & Costs (2025)
Founded in 2011 in Utah, Lendio is a top online marketplace that links small business owners with a broad array of lenders, providing tailored financing solutions. In 2017, Lendio initiated a franchising program, allowing entrepreneurs to manage local branches that deliver personalized lending services to their community businesses.
By 2019, Lendio had expanded its franchise network to 67 territories in the U.S., with 33 franchise owners who facilitated over $40 million in loans to local enterprises, demonstrating Lendio’s dedication to supporting small businesses across the nation.
Lendio stands out from its competitors by offering a wide selection of financial products through its vast network of over 75 lenders, enabling franchisees to meet the specific financing requirements of small businesses in their areas.
Lendio continues to provide franchising opportunities within the U.S., inviting entrepreneurs to join its mission of fueling the American Dream by enhancing small businesses’ access to capital.
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Initial Investment
How much does it cost to start a Lendio franchise? It costs on average between $30,000 – $117,000 to start a Lendio franchised center.
This includes costs for office setup, technology, marketing materials, and initial operating expenses. The exact amount depends on various factors, including the size of the territory, the local market conditions, and whether the franchisee chooses to rent or purchase office space.
Average Revenue (AUV)
How much revenue can you make with a Lendio franchise? A Lendio franchised business makes on average $139,000 in revenue (AUV) per year.
Below are a few Lendio competitors as a comparison:
The most profitable franchises to own in 2025
We have compiled the list of the top 400 franchises across 9 industries. Download the report below.
Frequently Asked Questions
How many Lendio locations are there?
As of the latest data, Lendio operates 117 franchised units. There are no company-owned units.
What is the total investment required to open a Lendio franchise?
The total investment required to open a Lendio franchise ranges from $30,000 to $117,000.
What are the ongoing fees for a Lendio franchise?
For a Lendio franchise, the ongoing fees include a royalty fee of 8% and a marketing fee of 2%. These fees are essential for leveraging the franchisor’s brand and support, as well as for driving marketing and promotional efforts across the network.
What are the financial requirements to become a Lendio franchisee?
To become a Lendio franchisee, you are required to have a minimum net worth of $250,000 and at least $60,000 in liquid capital. These financial prerequisites are designed to ensure that franchisees have the economic stability and resources necessary to establish and grow their franchise successfully.
How much can a Lendio franchise owner expect to earn?
The average gross sales for a Lendio franchise are approximately $0.14 million per location. Assuming a 15% operating profit margin, $0.14 million yearly revenue can result in $21,000 EBITDA annually.
Who owns Lendio?
Lendio is a privately held company founded in 2011 by Brock Blake and Trent Miskin. Brock Blake serves as the CEO, while Trent Miskin holds the position of Chief Technology Officer. As a private entity, Lendio’s ownership structure includes its founders, key executives, and private investors.
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